Loan Modification

Loan Modification Attorneys in Miami

Is your mortgage upside-down? Is the threat of foreclosure looming? At the Law Offices of Daryl L. Jones, we believe that the ideal solution for both you and the lender is for you to stay in your home and continue to make your mortgage payments. Of course, if your mortgage payments are no longer affordable, loan modification will be necessary. Our experienced and trusted loan modification attorneys in Miami are here to help with that complex process.

We Know How To Work With Banks

Our law firm’s founder, Daryl L. Jones, is not only an experienced lawyer, a former Florida state senator, and a retired U.S. Air Force colonel who flew the F-4 Phantom II and F-16 Falcon fighter jets, but also a board member at a community bank. This is important because it means we know how banks work, and more importantly, we know how to work with banks.

Much of what our loan modification attorneys in Miami do is about packaging. We have created a business model that allows us to demonstrate to lenders that we are helping them retain a quality client. We make mortgage modification agreements a win-win proposition. Through our careful method, we have successfully reduced mortgage payments by hundreds of dollars a month. We have reduced the principal mortgage amount on many occasions. We have even helped people pay off second mortgages for pennies on the dollar.

We are well-versed in the Home Affordable Modification Program (HAMP). We also have an in-depth understanding of mortgage forbearance agreements and other options.

Do Not Attempt A Do-It-Yourself Loan Modification

Lenders are not eager to modify loans. On the surface, it means a financial loss for them. If they are willing to negotiate with you, they may not be willing to offer the best terms. If you are going to have your loan modified, you need to know that the new terms will truly be based on your income and ultimately help you stay in your home permanently.

Our lawyers work with banks every day. We know how to negotiate with banks to achieve substantial and noticeable modifications, not just minor changes.

Contact Our Miami Attorneys To Discover Your Options

To learn more about your options, call (305) 901-0899 or send an email to schedule a comprehensive consultation with our experienced loan modification attorneys in Miami.

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