Foreclosure Defense Attorneys in Miami
Real estate laws do not only cover the buying, selling, and leasing of property. Those who are on the verge of bankruptcy, for instance, have several alternatives under these laws. That is where the foreclosure defense attorneys in Miami at the Law Offices of Daryl L. Jones come in. They know that many homeowners in financial straits will consider foreclosure, but they can help to prevent it in many ways as well.
If you’re being harassed by collection calls, you could ask a lawyer about filing a cease and desist letter or notice of representation. It all depends on whether the source of the calls is the bank or a third party like a debt collection agency. Once they know that you have legal representation, they will likely stop calling.
Together with the lawyer, you can then document every call and use financial information to craft a foreclosure defense. The attorneys at the Law Offices of Daryl L. Jones know all about real estate laws and will work hard to prove that the creditors have no right to foreclose. If it turns out the lender violated the Fair Debt Collection Practices Act, the Truth in Lending Act, or laws under other relevant acts, you may have the grounds for a lawsuit. You will want our experienced foreclosure defense attorneys in Miami to argue on your behalf if it comes to this.
Perhaps all you need is a reduced monthly payment or a modification of some other term. An attorney can draft agreements between lenders and those with upside-down mortgages, making sure that both parties are pleased. It’s important to have legal representation for a Miami loan modification, as this will encourage the lender to propose the most favorable terms.
If you or some one you know is facing foreclosure, do not hesitate to get the help that you need. Call us at (305) 901-0899 for a free consultation. Our foreclosure defense attorneys in Miami are here to help you and your loved ones achieve success in your case.