CLIENT TESTIMONIALS

My previous payment was very difficult to afford. I tried to negotiate a loan modification with my mortgage company, but they would not agree to it. I then was referred to the Law Offices of Daryl L. Jones and I am glad I was! They treated me with such respect and kept me updated with all aspects of my case along the way. My new payment is much more affordable. I have referred many friends to them. -M. Johnson

What we did for Ms. Johnson:

Before After Difference
UPB: $151,053.21 UPB: $167,386.03 +$16,332.82
Payment: $1,276.32 (PITI) Payment: $864.75 (PITI) -$411.57/month
Interest: 6.375% Interest: 2% -4.38%
  • Interest will stay at 2% for first five years of loan.
  • Balloon Payment of $16,332.82 due at end of loan term.

*UPB: Unpaid Principal Balance
*PITI: Principal, Interest, Taxes, and Insurance

I cant express the sense of relief that I feel with this new mortgage payment. With my previous payment I was struggling so much, I became delinquent on my payments and needed to make a change for me and my family. With my new payment lowered by over $300 a month it is so much easier to provide for my family. I was kept up to date every step of the way, and when I called in to the Law Offices of Daryl L. Jones, P.A., I was treated politely and with respect. Whoever I know struggling with their mortgage payment I would definitely refer them to Sen. Jones. -D and V. Cordova

What we did for Mr. and Mrs. Cordova:

Before After Difference
UPB: $106,023.13 UPB: $126,818.14 +20,795.01
Payment: 1,119.89 (PITI) Payment: $760.58 (PITI) -359.31/ month
Interest: 6.875% Interest: 3.5% -3.38%

*UPB: Unpaid Principal Balance
*PITI: Principal, Interest, Taxes, and Insurance
*Balloon payment of $20,795 due at end of term

Prior to seeking the Law Offices of Daryl L. Jones to assist me with getting a loan modification, I was attempting to negotiate a deal with the lender myself. I was not getting anywhere and the bank was not working with me. I was referred by a member of my church and am so glad I listened to them. It was getting very difficult to make my previous payment each month. With the reduction of my principal balance and my monthly payment I am much more relaxed and can sleep easy. I thank Senator Jones and his staff for all their hard work. -W. Hughes

What we did for Mr. Hughes:

Before After Difference
UPB: $161,515.98 UPB: $146,518.04 -$14,997.94
Payment: $1,330.45(PITI) Payment: $1,119.04 (PITI) -$211.41/month
Interest: 5.50% Interest: 4.625% -.88%

*UPB: Unpaid Principal Balance
*PITI: Principal, Interest, Taxes, and Insurance

My husband and I feel so great now that this weight has been lifted off our shoulders. We were surprised the short sale was negotiated and approved so fast! It was such a relief because our house was upside-down and we didn’t know what to do. Going through with this short sale it has allowed for us to purchase a new property in Georgia and we can live comfortably. Anyone I know in my similar situation I will refer them to the Law Offices of Daryl L. Jones, P.A. -P. Riley

What we did for Ms. Riley:

Liability Client Issue Result UPB Forgiven Deficiency
Short Sale One mortgage on property. Lender would not negotiate. Short sale approved in 42 hours. No deficiency towards Ms. Riley. $210,000.00 $165,419.15

“The previous mortgage was not at all manageable. I was to the point of leaving the house and giving it up or have the mortgage lowered. I am so happy that by coming to the Law Offices of Daryl L. Jones, P.A., I was able to get the modification to my greatest satisfaction. With the reduction, the payment is so much more manageable. It has given me peace of mind. The staff at the firm was very engaging. There was a personal commitment and great effort, dedication, and professionalism with the negotiating with the mortgage company. I have referred many friends to the Law Offices of Daryl L. Jones and will continue to do so.”

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