TESTIMONIALS

Law Offices of Daryl L. Jones, P.A.


I feel so grateful with the Law Offices of Daryl L. Jones. I sleep at peace every night. My principal balance was $185,000 and the monthly payment was $1,916.11. I had an interest rate of 7.15%. Thanks to Daryl Jones and his team, my new principal balance is $86,537.60. I am so happy to say my new payment is $1,339.49 with a 2% interest rate for 22 years! Before I saw myself on the street, now I have cash flow and live extremely comfortable. Everyone I know in my situation I refer them to the Law Offices of Daryl L. Jones; I could not have survived this without them. -C. Maldonado

What we did for Ms. Maldonado:

Before After Difference
UPB: $185,000 UPB: $86,537.60 -$98,462.40
Payment: $1,916.11 (PITI) Payment: $1,339.49 (PITI) -$576.62/ month
Interest: 7.15% Interest: 2% -5.15%
Term: 30 Years Term: 22 -8 Years
  • 2% interest is for the life of the loan

*UPB: Unpaid Principal Balance
*PITI: Principal, Interest, Taxes, and Insurance

I decided to seek counsel when I lost my business and was close to losing my home. I sought the Law Offices of Daryl L. Jones to represent me in my foreclosure case and in hopes to obtain a loan modification. Paying $3,262.96 a month was draining. I was beyond frustrated and stressed. Sleeping was not an option. The negotiator on my behalf was able to reduce my payment by over $1,000 a month! My interest also went from 8% to 2%. I have security now and a cash flow. I can properly sleep at night now thanks to the Law Offices of Daryl L. Jones. They helped me save my home. -Bradley J.

What we did for Mr. J:

Before After Difference
UPB: $352,750.00 UPB: $375,479.66 +$22,729.66
Payment: $3,262.96 (PITI) Payment: $2,258.28 (PITI) $1,004.68
Interest: 8% Interest: 2% 6%
  • Interest will stay at 2% for first five years
  • Balloon payment to be paid at maturity of loan, in 25 years.

The stress of not knowing if you were going to have a home next month was tremendous. It took a toll on my family and my marriage. You go to bed every night thinking about it and it was the first thought upon awakening each morning. Loan companies will give you the run around and set you up to fail. Mr. Jones and his associates were able to competently negotiate with our loan company and saved us the frustration, time, and hassle. Most people give up because of this frustration, but Mr. Jones works for you the customer and gets the job done. My principal balance was reduced by $147,805.24 and my monthly payments went from $2,544.66 to $1,868.41 for a term of 22 years! The Law Offices of Daryl L. Jones, P.A., gave us hope when we thought all was lost. We were always kept up to date on our case status and his staff is beyond professional and hard working. I truly thank the firm for all their hard work. -M&L Smith

What we did for Mr. and Mrs. Smith:

Before After Difference
UPB: $411,996.12 UPB: $264,190.88 -$147,805.24
Payment: $2,544.66 (PITI) Payment: $1,868.41 (PITI) -$676.25/ month
Interest: 8.625% Interest: 4.375% -4.25%

*UPB: Unpaid Principal Balance
*PITI: Principal, Interest, Taxes, and Insurance

Paying $2,750.43 a month on my home was unbearable. I had to forget about vacations, and extra activities that brought fun and joy to my life. I lived stressful day to day and felt a huge load following me everywhere I went. The Law Offices of Daryl L. Jones helped me with getting a loan modification. My payment was reduced to $1,806.22!! I can’t begin to express the gratitude and love I have for Sen. Jones and his team. I now have peace of mind, and can definitely look forward to a vacation in the upcoming year. -S.A.A/ M.M.

What we did for this client:

Before After Difference
UPB: $381,953.42 UPB: $234,266.82 -$147,686.60
Payment: $2,750.43 (PITI) Payment: $1,806.22 (PITI) -944.21/ month
Interest: 3.375% Interest: 2% -1.375%

*UPB: Unpaid Principal Balance
*PITI: Principal, Interest, Taxes, and Insurance

  • Interest rate will stay at 2% for the first five years.